Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so all three optional parameters (at, currency, timezone) are already fully documented, including the profile-zone-wins precedence rule. The description's mention of "the user's timezone" echoes the schema without adding syntax or format detail, making the baseline 3 appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.