Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the description doesn't need to restate that. It adds useful operational context: the data source, authentication requirements, API key requirement, and cost. It doesn't describe default behavior when no query is passed, but that is a minor gap for a read-only tool with a schema-provided limit default.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.