Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety basics (readOnlyHint=false, destructiveHint=false), and the description adds genuinely new behavioral context: the default non-overwrite policy, a $0.15 per-call cost, and an API-key requirement. It does not describe rate limiting, failure modes when Google has no match, or interaction between place_id and business_contact_id; note also that openWorldHint=false sits uneasily with a documented external Google API dependency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.