Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, and it does add one genuinely useful non-obvious note: the returned content is user-generated and should be treated as untrusted input. It still omits ordering, pagination behavior, auth requirements, and rate limits, so it is only partially transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.