Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, open-world and non-destructive. The description adds behavioral value beyond them: it discloses the scope constraint (US public companies only) and that 8-K material events are flagged, which hints at the curation of results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.