Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description still adds genuine context not present in structured fields: the default sort is 'most cases first', which affects how results should be interpreted. Pagination is left to the cursor/limit schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.