Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is known. The description adds genuinely non-obvious context: results are restricted to authorised (permission-filtered) employees and to metadata/approved fields, explicitly excluding secrets, contacts, and original files. It doesn't mention pagination or result ordering, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.