Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description goes beyond them usefully by disclosing the field-scope restriction: metadata/approved fields only, no secrets, contacts or original files, which tells the agent what will be absent from the result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.