Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description still adds real value beyond that: access is permission-scoped ('authorised'), and the payload explicitly excludes secrets, contacts and original files, which tells the agent what it will never receive. It stops short of describing return shape or pagination behavior, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.