Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the mutation profile (destructiveHint, non-idempotent, open-world), so the description's job is to add the details annotations can't express. It does: merge/patch semantics for omitted fields and the fact that the full updated kit is returned. It doesn't cover auth requirements or failure behavior, which is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.