Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds two useful facts beyond that: the ownership restriction ("owned" deal request – you cannot fetch others') and that the source media kit is included only "when recorded", i.e. conditionally present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.