Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, closed-world, so the safety burden is lifted. The description adds genuine behavioral context beyond them: aggregation semantics when resource_id is omitted and hard ownership/account constraints per resource type, which an agent cannot derive from the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.