Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and non-destructive, so safety is covered. The description adds real behavioral context beyond them: an anonymous call returns ok=true, authenticated=false and an empty list rather than an error, and sign-in is only needed for later keep/manage operations. That edge-case disclosure is genuinely useful.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.