Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, non-open-world behavior, so the safety profile is covered. The description adds genuinely useful scope beyond that: the find-vs-compute boundary clarifying this tool never performs calculations, plus a summary of returned fields. Ranking/ordering behavior is not disclosed, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.