get_appeal_rights
Deterministically resolve the governing appeal route, missing facts, filing recipient, deadlines, current external-review status, and verified grounds. Distinguishes Original Medicare, Medicare Advantage medical benefits, Part D pharmacy benefits, employer funding/governance, ACA, Medicaid, FEHB, TRICARE, and unknown coverage; unsupported or ambiguous routes fail closed.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | Two-letter state code, e.g. 'ca' | |
| program | Yes | Plan type | |
| appeal_stage | No | ||
| drug_channel | No | For a drug denial, whether the medical or pharmacy benefit applies | |
| insurer_slug | No | Insurer slug for insurer-specific stats | |
| denial_reason | Yes | Denial reason category. Use 'prescription-drug' for medication denials — formulary exclusion, step therapy, quantity limits, or drug prior authorization — which return the formulary-exception grounds and their short decision deadlines. | |
| employer_type | No | Required to resolve job-based coverage | |
| current_status | No | ||
| funding_status | No | Required to resolve job-based state versus federal governance | |
| regulatory_marker | No | ||
| regulatory_state_basis | No |