get_cost_seg_quote
Quote a CPA-ready cost segregation study for a US real estate property. Returns the study cost in USD, estimated Year-1 accelerated depreciation, and (when a tax bracket is provided) Year-1 tax savings and ROI on the study fee. Pure tier-matrix lookup — no engine run, no charge to the buyer, safe to call repeatedly. Use this before generating a payment link so you can confirm the price with the buyer. Does not provide tax advice.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| tax_bracket | No | Optional. Buyer's federal marginal tax bracket. Accepts decimal form (0.0-0.6, e.g. 0.32 for 32%) OR whole-number percent (0-60). When provided, response includes tax_savings_year_one and roi_multiple. When omitted, response only includes the deduction estimate. | |
| property_type | Yes | Property type identifier. Determines the pricing tier and the default Year-1 reclassification percentage. Residential types (sfr, str, condo, condo_str, adu) reclassify ~22-30%; small multifamily (duplex/triplex/fourplex) ~27%; commercial varies by subtype (~18-30%). | |
| purchase_price | Yes | Property purchase price in US dollars. Minimum $25,000. The pricing tier is computed from this value. Properties >= $25M fall in the institutional custom-quote tier. |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
| currency | Yes | Always 'USD' — Cost Seg Smart is US-only. | |
| next_step | Yes | Human-readable instruction for the agent's next call. | |
| disclaimer | Yes | Standard estimate disclaimer to show the buyer. | |
| study_cost | No | Study cost in USD. Null for the institutional custom-quote tier (price >= $25M) — see study_cost_tier. | |
| roi_multiple | No | Year-1 return on the study fee = tax_savings_year_one / study_cost, rounded to integer. Null when tax_bracket was not provided or study_cost is null. | |
| property_type | Yes | Echo of the requested property_type. | |
| purchase_price | Yes | Echo of the requested purchase_price (USD). | |
| study_cost_tier | Yes | 'fixed_price' = study_cost is a real USD amount. 'institutional_custom' = property is in the $25M+ tier; route the buyer to support@costsegsmart.com. | |
| property_type_label | Yes | Human-readable label (e.g. 'Short-Term Rental'). | |
| tax_savings_year_one | No | Estimated Year-1 federal tax savings in USD = deduction_estimate_year_one × tax_bracket. Null when tax_bracket was not provided. | |
| deduction_estimate_year_one | Yes | Estimated Year-1 accelerated depreciation in USD, computed as purchase_price × (1 - 0.18 land) × reclass_pct[property_type]. Assumes 100% bonus depreciation per OBBBA §168(k) (2025+). |