Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (idempotent, non-destructive), the description discloses the auth requirement, the idempotent replay behavior ('a verified owner is returned again'), and the exact failure modes with status codes (confirm_invalid, confirm_expired, confirm_locked, owner_not_found, inbox_not_found). That is material context an agent can act on, though it doesn't say whether codes are rate-limited per attempt beyond confirm_locked.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.