Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a read-only, idempotent, non-destructive, closed-world check. The description adds useful domain behavior: it enumerates the three legal checks and states that it does not judge whether the rent is fair, clarifying the tool's limits beyond the safety annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.