Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Adds real context beyond the annotations: it charges nothing itself (the payment happens on Stripe), the link is opened by a person, and card details must never be sent to this server. Annotations already cover the safety profile (readOnlyHint=false, destructiveHint=false), so this enrichment is genuine value rather than repetition.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.