Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose that this is a non-read-only, open-world, idempotent, non-destructive operation. The description adds the 6-digit code length and delivery channel, but omits rate limits, OTP expiry, session binding, or whether previous codes are invalidated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.