Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/non-destructive/openWorld, so the bar is lower, yet the description adds real behavior: public data only with no account or key identity, paper trading only (virtual mUSD), and that fills follow paper_execution_v1 with a disclosed execution cost surfaced via executionModel. Only return-format/pagination details are left to the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.