Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and open-world, so the safety profile is covered. The description still adds useful behavior: the candle is 'in-progress' (i.e., partial/updating data), no API key is required, and coinId must be a canonical id resolved via resolveId. No rate-limit or refresh cadence info, so not a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.