Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark readOnly, idempotent, and non-destructive. The description adds meaningful context beyond that: it is 'Free to call, same on every plan', 'Descriptive market data only', and it explicitly reports streamed/free set status plus 'where recorded' for data availability. This gives the agent access, cost, and data-boundary information the annotations do not provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.