Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds real value by disclosing that the payload is static informational content (pricing, schedule, ranking rules) rather than per-user data, which tells an agent the call is safe to make speculatively; it does not discuss format or response shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.