Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds genuinely useful behavior not in annotations: the fallback when today's puzzle is unpublished ('the latest one is returned: check date') and the SAN move-ordering convention. No auth or rate-limit context is given, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.