Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safe-read profile (readOnly, idempotent, non-destructive, closed-world). The description adds genuine non-obvious behavior: per-band official/interpreted/approximate status, provenance/verification dates, rounding rule, and the TAG exclusion. Pagination/rate limits are irrelevant for a static reference lookup, so this is close to sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.