Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld, non-destructive), and the description adds materially new behavior: it names the returned fields (candidates, legal names, jurisdictions, statuses), warns that name matching is not identity certification and that LEI status is not a soundness attestation, and discloses a paid, metered call ($0.0051 USDC via x402 on Base mainnet). The payment requirement is exactly the kind of precondition an agent cannot infer from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.