Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Adds value beyond annotations by disclosing data provenance ('real sold listings, refreshed daily') and geographic/currency context (USD market values), which annotations don't cover. Annotations already declare read-only/idempotent safety, so the remaining gaps (e.g., how stale a card is) are minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.