Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish this as a safe, read-only, deterministic query. The description adds meaningful behavioral context beyond that: the <5-insider threshold, the crowded 5+ counterpart, and the fact that pace is measured by comparing recent activity with earlier activity. The only small gap is the meta-claim that it 'Explains exactly how rising is measured' without explaining that formula in the description itself.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.