Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, and the description adds useful behavioral context: the timezone is Europe/London, bank holidays are respected, and the open status is computed for the current moment. This goes beyond the structured annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.