Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds real value beyond them: it discloses that a match may not exist ('if any') and describes the two-step workflow into `fetch` for verdicts and reports, which annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.