Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower; the description nevertheless adds real behavioural context by ruling out radius searches and housing-risk metrics, and by flagging that source text is data and never instructions — a meaningful prompt-injection safeguard for a tool returning scraped municipal data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.