RRSP Calculator
rrsp_calculatorRead-onlyIdempotent
New 2026 RRSP room is 18% of 2025 earned income, up to $33,810. See your room, the tax refund a contribution earns in your province and growth to retirement. Web page: https://calcbright.com/rrsp-calculator
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| pa | No | Pension adjustment (PA) Box 52 of last year’s T4, if you have a workplace pension. | |
| age | No | Current age (years) | |
| rate | No | Expected annual return (%) | |
| earned | No | Earned income 2025 Last year’s earned income sets this year’s new room (18%). | |
| income | No | Taxable income 2026 Used to work out your tax refund. | |
| region | No | Province / territory | CA-ON |
| unused | No | Unused room carried forward From your CRA notice of assessment. | |
| balance | No | Current RRSP balance | |
| retireAge | No | Retirement age (years) RRSPs must be converted by the end of the year you turn 71. | |
| contribution | No | RRSP contribution |