Roth IRA Calculator
roth_ira_calculatorRead-onlyIdempotent
Check the 2026 Roth IRA limit ($7,500, or $8,600 at 50+) and the income phase-out for your MAGI, then project your tax-free balance against a taxable account. Web page: https://calcbright.com/roth-ira-calculator
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| age | No | Current age (years) | |
| magi | No | Modified AGI (MAGI) | |
| rate | No | Expected annual return (%) | |
| filing | No | Filing status | single |
| balance | No | Current Roth IRA balance | |
| taxRate | No | Tax on gains in a taxable account (%) Applied to growth each year – e.g. 15% long-term capital-gains rate. | |
| retireAge | No | Retirement age (years) | |
| contribution | No | Annual contribution 2026 limit: $7,500, or $8,600 at 50+. |