Rent vs. Buy Calculator
rent_vs_buy_calculatorRead-onlyIdempotent
This rent vs buy calculator weighs the true cost of owning – interest, tax, upkeep, lost returns and equity – against renting, to find the break-even year. Web page: https://calcbright.com/rent-vs-buy-calculator
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| rate | No | Mortgage rate (%) | |
| rent | No | Monthly rent | |
| term | No | Loan term (years) | |
| price | No | Home price | |
| years | No | Years you plan to stay (years) | |
| invest | No | Investment return / year (%) What the down payment could earn if invested instead | |
| taxPct | No | Property tax / year (%) % of home value | |
| downPct | No | Down payment (%) | |
| sellPct | No | Selling costs (%) Agent fees, transfer tax, etc. | |
| currency | No | Currency | USD |
| maintPct | No | Maintenance / year (%) % of home value | |
| insurance | No | Home insurance / year | |
| buyCostPct | No | Buying closing costs (%) | |
| appreciation | No | Home price growth / year (%) | |
| rentIncrease | No | Rent increase / year (%) |