HELOC Calculator
heloc_calculatorRead-onlyIdempotent
Your HELOC limit is home value × CLTV minus the mortgage. See that limit, the interest-only draw payment and the jump when the repayment period begins. Web page: https://calcbright.com/heloc-calculator
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| cltv | No | Lender's max CLTV (%) Combined loan-to-value limit – most lenders allow 80%–90%. | |
| draw | No | Amount you plan to borrow | |
| home | No | Home value | |
| rate | No | HELOC interest rate (%) Usually variable: prime rate + a margin. | |
| mortgage | No | Mortgage balance owed | |
| drawYears | No | Draw period (years) | |
| repayYears | No | Repayment period (years) |