FHA Loan Calculator
fha_loan_calculatorRead-onlyIdempotent
FHA payments at 3.5% down include a 1.75% upfront MIP plus 0.50–0.55% a year. See the full monthly cost with tax and insurance beside a conventional loan. Web page: https://calcbright.com/fha-loan-calculator
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| hoa | No | HOA fees (/ month) | |
| tax | No | Property tax (/ year) | |
| down | No | Down payment (%) | |
| rate | No | FHA interest rate (%) | |
| term | No | Loan term | 30 |
| price | No | Home price | |
| credit | No | Credit score | 580 |
| pmiRate | No | Conventional PMI rate (% / year) Typically 0.3%–1.5% depending on credit score; drops off at 78% loan-to-value. | |
| convRate | No | Conventional interest rate (%) | |
| insurance | No | Homeowners insurance (/ year) |