Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full load and does a good job: it discloses the required sites:read scope and, notably, that a site outside the key's allowed site_ids is reported as not found rather than as an authorization error. It stops short of describing the response shape (error vs null) or any rate/caching behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.