Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety bar is low. The description still earns credit by disclosing that results include uncommitted creates and deletes — a working-tree semantics detail the annotations cannot express and that materially changes how an agent interprets the output.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.