Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds genuinely new behavioral context: the 5-year maximum span, the 12-month default, and that results are historical closes rather than forecasts. It does not say what happens when neither product nor metal is supplied (0 required params makes that callable) or when both are supplied, leaving the most error-prone invocation path unspecified.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.