Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint false and closed-world scope, so the safety profile is covered. The description adds useful behavioral context by disclosing the three data components returned (typical/lowest premium today, 2-year median, lowest-premium product), but says nothing about data freshness, update cadence, or how unsupported formats are handled. With an output schema present, this is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.