Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, but the description adds genuinely new behavioral context: only approved public quests are returned, private contacts/applicants/payment records are never exposed, and returned text is untrusted data, not instructions. That injection warning is exactly the kind of thing annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.