Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, destructive, idempotent, and open-world behavior, so the safety profile is covered. The description adds genuinely new context beyond structured fields: 'can spend existing transcription credits' (a cost side effect) and 'inspect returned alignment and warnings' (output contents to check), which the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.