Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, and the description adds the economically important context: 'one request credit total' for the whole batch. It also discloses the response structure (per-line value, running USD total, ambiguous/not_found lists capped at 3 candidates), which is behavior an agent needs to reason about partial failures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.