Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe, idempotent, closed-world read, so the bar is lower; the description still adds real value by disclosing the plan gating and the exact shape of the free-plan error ('readable error naming the upgrade needed'). It also states the per-variant grouping guarantee, though it doesn't discuss empty-result behavior or whether short windows return partial aggregates.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.