Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden. It does disclose that the operation appends to the end of an existing document, implying existing content is preserved, but it omits behavior for nonexistent documents, whether changeNote is stored, and what the return/confirmation looks like. The schema mentions the blank-line separator, not the description.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.