Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, and closed-world behavior. The description adds useful behavioral detail: results are sorted cheapest-first and pricing supports DE and AT. It does not disclose rate limits or default stock filtering, but those are either schema-covered or minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.