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Beyond Payday

Delete an asset

beyondpayday_delete_asset
Destructive

Deletes an asset record from the Beyond Payday account. It does not close any real account. To keep the asset but leave it out of totals, set enabled: false with beyondpayday_update_asset instead. It can be restored for 30 days with beyondpayday_restore_deleted. Get the id from beyondpayday_list_assets. Figures are estimates from user-entered data — not tax, financial, investment, insurance, or legal advice.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "id": "<id>"
    },
    "name": "beyondpayday_delete_asset"
  }
}

Input Schema

NameRequiredDescriptionDefault
idYes

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A4.8/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare destructiveHint=true and idempotentHint=false, so the safety profile is partly covered. The description adds genuinely non-structured behavior: this is a soft delete scoped to the record only, it is reversible for 30 days via restore_deleted, and it has no real-world account impact. That is exactly the extra context an agent needs before committing a destructive call.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Front-loaded with the core action, then alternatives, recovery, and id sourcing in a logical order. The closing disclaimer about estimates and non-advice is boilerplate that does not help an agent select or invoke a delete tool, so it dilutes an otherwise tight definition.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a single-parameter destructive tool with no output schema, the description covers everything needed: what is deleted, what is not affected, how to avoid deletion, how to undo it, and how to get the identifier. No gap remains that would cause a misinvocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, but there is only one parameter (a UUID 'id'), which sets a high baseline. The description compensates usefully by telling the agent to obtain the id from beyondpayday_list_assets, which the schema's format/pattern does not convey. It does not explain the sentinel UUID values permitted by the pattern, a minor remaining gap.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource ('Deletes an asset record') and immediately scopes it against the real-world object ('does not close any real account'). It also distinguishes itself from the near-sibling beyondpayday_update_asset, so an agent can separate delete from disable without opening either schema.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Gives an explicit when-not plus the alternative: 'To keep the asset but leave it out of totals, set enabled: false with beyondpayday_update_asset instead.' It also names the recovery path (beyondpayday_restore_deleted, 30-day window) and where to source the id (beyondpayday_list_assets). Nothing about tool selection is left to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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