Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and discloses real behavioral traits: text-only (no file uploads through this tool; files come from the browser), the case must be open, and on a dispute only the opener may post. It does not cover auth requirements, error behavior on a closed case, or rate limits, so it is strong but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.