Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered. The description adds a genuinely useful disclosure not in the annotations: connection strings are excluded from the response, which matters because pooler configs normally contain them. It stops short of describing response shape or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.